Credit and Loans

A credit score shows how likely you are to pay back a loan. Use these steps to build a good track record.

It’s the key to getting loans with better interest rates. Here are four simple ways to improve your rating.

If your account is in collections, use these tips to help reduce the impact on your credit future.

A credit repair company could help work with your creditors to improve your credit score. Consider if the extra expense is worth it.

Rates, terms and features — weigh all the factors carefully when choosing your first credit card.

Credit cards can help build and maintain credit; but watch out for potential pitfalls.

Before you hand over cash to a friend or family member, ask yourself these two simple questions.

Before you apply for a personal loan, get familiar with the process to ensure it’s your best option.

Identity theft is a growing concern. A credit freeze may offer proactive protection against it.

Not sure which type of card is right for you? From rates to rewards, get the facts.

Your smartphone gives you 24/7 access to the digital tools you need to manage your finances.

If you’re thinking about helping someone get a loan, get all the facts before you sign on the line.

Forgotten purchases that show up on your credit card statement cost you a bundle. Track your transactions.

Take a minute to review your debt … then make these smart moves to cut it.