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Credit and Loans

Here's information you need to know about loans, credit reports, credit scores, credit history and credit cards.

woman looking at credit card making notes on paper with laptop nearby
October 28, 2019

A credit repair company could help work with your creditors to improve your credit score. Consider if the extra expense is worth it.

Understanding Credit
Article
Girl on her laptop with a credit card
September 5, 2019

Rates, terms and features — weigh all the factors carefully when choosing your first credit card.

Using Credit Cards
Article
Man holding a credit card
September 4, 2019

Credit cards can help build and maintain credit; but watch out for potential pitfalls.

Using Credit Cards
Article
Credit score infographic thumbnail
August 9, 2019

View this infographic to see how your score is calculated.

Understanding Credit
Infographic
Members Chanyne C. and Craig C.
April 22, 2019

Before you hand over cash to a friend or family member, ask yourself these two simple questions.

Understanding Credit
Article
Man and woman discussing paperwork with financial advisor
March 19, 2019

Before you apply for a personal loan, get familiar with the process to ensure it’s your best option.

Applying for Loans
Article
Man tapping phone screen with a padlock symbol appearing above the phone.
November 19, 2018

Identity theft is a growing concern. A credit freeze may offer proactive protection against it.

Understanding Credit
Article
Woman samples local products
May 22, 2018

Buying from locally-owned businesses keeps more money in your hometown's economy. Here's how that benefits you.

Using Credit Cards
Article
Understanding your credit report
May 21, 2018

Don't be in the dark about what your credit report says about your financial stability. Here's what you need to know.

Understanding Credit
Article
Man choosing credit cards
March 23, 2018

Not sure which type of card is right for you? From rates to rewards, get the facts.

Using Credit Cards
Article
Man calculating his bills while his family are on the sofa
March 16, 2018

If your account is in collections, use these three tips to help reduce the impact on your credit future.

Understanding Credit
Article
Credit score report on desk
February 12, 2018

Discover the five most important things that make up a credit score, and how you can improve yours.

Understanding Credit
Article
LGFCU Member Franco M. of Monroe, NC
January 3, 2018

Your smartphone gives you 24/7 access to the digital tools you need to manage your finances.

Using Credit Cards
Article
Financial Advisor Talking To Senior Couple At Home
August 25, 2017

If you’re thinking about helping someone get a loan, get all the facts before you sign on the line.

Applying for Loans
Article
Check your credit report
March 7, 2017

Getting a job, a loan or a place to live could all depend on your credit score. Know what’s on your credit report.

Understanding Credit
Video
Woman holding credit card statement
September 13, 2016

Forgotten purchases that show up on your credit card statement cost you a bundle. Track your transactions.

Using Credit Cards
Article
Woman signing loan papers
April 5, 2016

Lenders use the five Cs to determine how likely you are to repay a loan. Know them before you apply.

Applying for Loans
Article