Term Notes

If you just need to borrow money for a brief time and don't want to use money from your savings, consider one of our many term notes.

For short-term borrowing, LGFCU offers many types of term notes including our Signature Personal Loan, Share Secured Loan and Share Term Certificate. Find out which one may be a good fit for your borrowing needs!

Term Note highlights:

  • Rate and loan amount is determined by collateral held (if any)
  • Closed-end, fixed-rate
  • Single payment of principal and interest made at maturity
  • Maximum original term of 6 months
  • Lending is limited to residents of North Carolina, South Carolina, Virginia, Georgia and Tennessee.
  • Members must be 18 years of age or older to be eligible for lending services. Subject to approval.

A loan officer can help you select the best term note for your situation.

Next Steps

Choose a way to request the Term Note that’s right for you.