Married couple consults with an advisor on a laptop.

Manage Your Debt

Immediate help for right now

Financial Counseling

Short-term repayment and budgeting

There are a number of reasons why people get behind on mortgage payments. If you’re having trouble keeping up with payments, the last thing you need is a lecture on what you should have done differently. At LGFCU, we’re here to give you real, immediate help for right now, and we’ll build a plan with you for the long term.

Our Mortgage Assistance Program is designed to help you stabilize your immediate financial situation to stop the cycle of debt. You'll talk with one of our financial experts, and together you’ll develop a short-term repayment plan and budget to keep you in your home.

Once you’re on the right track, take it a step further. Read more about the Credit Union's financial counseling services to help you make a long-term plan that fits your needs.

More mortgage help

If you have lost your job due to changing economic conditions, you may also find free mortgage counseling and resources through the State Home Foreclosure Prevention Project, which is administered by the North Carolina Housing Finance Agency.

LGFCU was there to help. LGFCU treated us like individuals, unlike the big banks, which treat us like a number.
Rosalyn M. Fort Mill, SC

Next Steps

Choose a way to learn more about the Mortgage Assistance Program.