Stay informed (and stay ahead) with LGFCU Alerts. Get notifications on low balances, withdrawals, overdrafts, pending NSFs and more.
There’s a way to know what your money is doing even when you’re not looking—sign up for LGFCU Alerts. If a balance gets too low, or a withdrawal is made, or even if you’re about to overdraw funds, LGFCU can send a notification—giving you time to take action and even avoid fees.
Alerts are sent via secure email through Member Connect or by text message to your mobile phone. They help you stay informed and stay on top of your budget…so managing your money becomes smarter and easier than ever before.
Types of alerts
You can choose to receive general alerts that cover all your accounts, alerts that are account-specific, or even “Another Chance Alerts” that can help save the day. Opt for just one service or all three—the choice is up to you.
Sign up for this monthly notification to learn when your LGFCU e-statement is available via Member Connect.
You can also opt for alerts that keep you posted on your deposit accounts. Alerts will reflect the previous day’s closing activity. This option includes five different notifications:
- Deposit alerts announce that a deposit posted to your account
- Withdrawal alerts notify you that money has been withdrawn
- Low Balance alerts warn you when your beginning of the day balance is lower than your pre-set threshold
- Overdraft alerts notify you an overdraft protection deposit posted to your account
- Non-Sufficient Funds (NSF) alerts warn you when your checking account has dipped below zero and an NSF charge posted to your account.
Another Chance Alerts
Another Chance Alerts help fix those small mistakes that might easily creep into busy lives. A deposit that’s made just a little too late for instance, or a check written because you think there are funds. We created these alerts specifically to help our members turn a potential negative back into a positive—just in the nick of time.
When you sign up, we automatically notify you if your checking account dips into the red. These notifications give you the opportunity to deposit funds to cover the overdrawn amount; if the deposit is made in time to receive credit the same day (generally by 5:30 p.m. ET) your potential “issue” quickly becomes a non-issue.
Your Another Chance Alert helps you avoid a non-sufficient funds (NSF) charge to your LGFCU account, and can also help avoid charges from other institutions.
How do I get started?
You must have previously signed up for overdraft protection, have access to Member Connect and enroll to receive alerts notifications.
When your receive Another Chance notification, you can transfer funds between accounts via Member Connect within the same business day or make deposits by cash or check at a branch location. ATM deposits do not qualify toward Another Chance.
If you receive an alert on a Saturday, Sunday or a holiday, you have until 5:30 p.m. the following business day to deposit funds.
Stay notified and avoid NSF charges. Sign up today!
- Log in to Member Connect
- Click Services and then Alerts to enroll
Depending on your wireless service provider, you may sometimes experience delays in receiving alerts. Text messaging fees may also apply, depending on your wireless plan. LGFCU does not charge for our text alert service.
Alerts sent may not be delivered if your phone is not in range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within a coverage area, factors beyond the control of the Credit Union and/or your wireless carrier may interfere with message delivery, including your mobile device equipment, terrain, proximity to buildings, foliage and weather. While we will make efforts to initiate all alerts in a timely manner, we cannot control all external factors necessary for you to receive the alerts and as such you should not rely only on the alerts to maintain awareness of the status of your accounts. The Credit Union cannot assume liability for any negative consequences related to you not receiving alerts, including another chance alerts. By enrolling in alerts you acknowledge that alerts may not be timely received and that the Credit Union and your wireless carrier do not guarantee that alerts will be delivered.
Security Note: The Credit Union will never request specific account information (such as account numbers or passwords) via text or email. We will also never send scam notifications requesting you to confirm information. If you should receive such a request, please contact us immediately.