All of your checking needs without all of the hassle and fees.
With no minimum balance, and dividends that compound daily and are paid monthly, your LGFCU Checking Account works hard for you without draining your wallet.
Convenient and safe
Online services like Member Connect and BillPay mean you can access your account and pay your bills at any time that's right for you. Plus you can feel secure knowing your funds are NCUA insured and eligible for overdraft protection.
We keep costs low so you can keep more money for the things that matter to you. Our monthly account maintenance fee is only $1. You have 50 free BillPay and check transactions per month, with only a 20-cent charge for each additional item.
This account comes with your choice of an LGFCU Visa® Check Card or ATM/Member Access Card. You can access your funds surcharge-free from over 1,100 CashPoints® ATMs across the state, or for just 75 cents per transaction from any Worldwide PLUS Network ATMs.
An LGFCU Checking Account is convenient and affordable. Make the move today and enjoy the benefits of membership.
|Checking Account||Pays interest*||Minimum balance and/or monthly fees||ATM Transactions|
|Terms accurate as of 5/22/2017.|
|LGFCU||Yes||No minimum balance required; $1 monthly maintenance fee||Surcharge-free CashPoints® ATM transaction (nearly 1,100 in North Carolina); $0.75 for PLUS ATM authorized transaction|
|Largest bank in N.C — Bright Banking® Checking Account||No||$1,500 average monthly balance per statement period, or qualifying direct deposits of $500. Otherwise, pay $12 monthly fee.||$3.00 fee for out-of-network ATM withdrawal, inquiry and transfer|
|Second largest bank in N.C. — Everyday Checking Account||No||$1,500 minimum daily balance, 10 posted debit card purchases/payments monthly, or qualifying direct deposits of $500. Otherwise, pay $10 monthly fee†.||$2.50 fee for out-of-network ATM withdrawal, inquiry and transfer|
Third largest bank in N.C.— Select Checking Account
|No||$1,500 average monthly balance per statement period, or qualifying direct deposits of $250. Otherwise, pay $12 monthly fee.||$2.50 fee for out-of-network ATM withdrawal, inquiry and transfer|
Fourth largest bank in N.C. — Core Checking® Account
|No||Minimum daily balance of $1,500 or more, or $250 direct deposit required. Otherwise, pay $12 monthly. No fees if account holder is a Preferred Rewards client.‡||
$2.50 fee for out-of-network ATM withdrawal, inquiry and transfer
Source: bankbranchlocator.com – Largest banks determined by number of branches in North Carolina.
* Interest is also known as dividends.
† There is a $5 service fee discount when the primary account holder is 17 – 24 years old.
‡ Students under 23 are eligible to have this fee waived while enrolled in high school, vocational school or university.