Checking Account

All of your checking needs without all of the hassle and fees.

With no minimum balance, and dividends that compound daily and are paid monthly, your LGFCU Checking Account works hard for you without draining your wallet. 

Convenient and safe

Online services like Member Connect and BillPay mean you can access your account and pay your bills at any time that's right for you. Plus you can feel secure knowing your funds are NCUA insured and eligible for overdraft protection.


We keep costs low so you can keep more money for the things that matter to you. Our monthly account maintenance fee is only $1. You have 50 free BillPay and check transactions per month, with only a 20-cent charge for each additional item.

This account comes with your choice of an LGFCU Visa® Check Card or ATM/Member Access Card. You can access your funds for free from over 1,100 CashPoints® ATMs across the state, or for just 75 cents per transaction from any Worldwide PLUS Network ATMs.

An LGFCU Checking Account is convenient and affordable. Make the move today and enjoy the benefits of membership.

Terms accurate as of 11/1/16.

Checking Account Pays interest* Minimum balance and/or monthly fees   ATM Transactions
LGFCU Yes No minimum balance required; $1 monthly maintenance fee Free CashPoints® ATM transaction (nearly 1,100 in North Carolina); $0.75 for PLUS ATM authorized transaction
Bank of America Core Checking No Average daily balance of $1,500 or more, or $250 direct deposit required. Otherwise, pay $12 monthly. No fees if account holder is a BOA Preferred Rewards client (waiver applies to first 4 checking and savings accounts). $2.50 fee for non-BOA ATM withdrawal, inquiry and transfer
Chase Total Checking No $500 direct deposit or $1,500 minimum daily balance or average daily balance of $5,000 linked in deposit/investment. Otherwise, pay $12 monthly. $2.50 fee for non-Chase ATM with withdrawal, balance inquiry or transfer
Citibank Basic Checking No $1,500 or more in combined average deposit balances, or one direct deposit and one bill payment required during the statement period. Otherwise, pay $12 monthly. Complete 1 qualifying Direct Deposit and 1 qualifying Bill Payment during the statement period.  $2.50 fee for non-Citibank ATMs, or free if the first listed account owner is 62+
Wells Fargo Everyday Checking No $1,500 minimum daily balance, 10 posted debit card purchases/payments monthly, or qualifying direct deposits of $500. Otherwise, pay $10 monthly fee.   $2.50 fee for non-Wells Fargo ATM withdrawal, inquiry and transfer

* Interest is also known as dividends.

Next Steps

Choose a way to request your Checking Account.