Woman paying with a debit card at a restaurant
0.15% APY


compound daily and are paid monthly

No minimum balance

With no minimum balance and dividends that compound daily and are paid monthly, your LGFCU Checking Account works hard for you without draining your wallet.


With the LGFCU Mobile App and Member Connect online banking, you can view account information like balances and transaction details anytime, pay your bills with BillPay and much more. Plus, you can use the app to securely deposit checks anywhere. Its mobile check deposit feature lets you deposit checks into your LGFCU accounts using the camera on your mobile device. These deposits are not covered by the Credit Union's Funds Availability Policy, so they're not available for immediate withdrawal.


Sign up for Direct Deposit to have your income automatically deposited into your Checking Account each payday and ready for you to use right away. Your enrollment in Direct Deposit is based on your employer’s or fund administrator’s participation.

Your Checking Account comes with your choice of an LGFCU Visa® Debit Card or ATM/Member Access Card.

LGFCU members enjoy full service at SECU’s more than 250 branches and over 1,000 CashPoints® ATMs across the state. All transactions using LGFCU-issued cards at CashPoints® ATMs are complimentary. Other networks may charge a fee.


We keep costs low so you can keep more money for the things that matter to you. With a low monthly fee of only $1, you’ll earn dividends on the balance in your Checking Account when you keep a balance of more than $0.

The initial deposit into your Checking Account must cover the first monthly maintenance fee on the account and if applicable, the first box of checks ordered. After that, the Credit Union doesn’t require a minimum monthly balance.


Our Overdraft Transfer Service covers you if you accidentally overdraw your Checking Account.

Plus, feel secure knowing your funds are federally insured by the National Credit Union Administration (NCUA).


Next Steps

Choose a way to request your checking account.