Checking Account

All of your checking needs without all of the hassle and fees.

With no minimum balance, and dividends that compound daily and are paid monthly, your LGFCU Checking Account works hard for you without draining your wallet. 

Convenient and safe

Online services like Member Connect and BillPay mean you can access your account and pay your bills at any time that's right for you. Plus you can feel secure knowing your funds are NCUA insured and eligible for our Overdraft Transfer Service.

Affordable

We keep costs low so you can keep more money for the things that matter to you. Our monthly account maintenance fee is only $1. Your initial deposit needs to cover the first monthly maintenance fee on the account and, if applicable, the first box of checks ordered. After that, the Credit Union does not require a minimum monthly balance.

You have 50 complimentary BillPay and/or check transactions per month, with a 20-cent charge for each additional item.

This account comes with your choice of an LGFCU Visa® Debit Card or ATM/Member Access Card. LGFCU members enjoy full service at SECU’s more than 250 branches and over 1,000 CashPoints® ATMs across the state, or for just 75 cents per transaction, from any Worldwide PLUS Network ATMs. However, other networks may charge a fee.

An LGFCU Checking Account is convenient and affordable. Make the move today and enjoy the benefits of membership.

 

Checking account elsewhere? You may be paying too much. Dare to compare!

Checking Account Pays interest* Minimum balance and/or monthly fees   ATM Transactions
Terms accurate as of 10/5/20.
LGFCU Yes No minimum balance required; $1 monthly maintenance fee Surcharge-free CashPoints® ATM transaction (nearly 1,100 in North Carolina); $0.75 for PLUS ATM authorized transaction
Largest bank in N.C. — Bright Banking® Checking Account No $1,500 average monthly balance per statement period, or qualifying direct deposits of $500. Otherwise, pay $12 monthly fee. $3 fee for out-of-network ATM withdrawal, inquiry and transfer
Second largest bank in N.C. — Everyday Checking Account No $1,500 minimum daily balance, 10 posted debit card purchases/payments monthly, or qualifying direct deposits of $500. Otherwise, pay $10 monthly fee.   $2.50 fee for out-of-network ATM withdrawal, inquiry and transfer

Third largest bank in N.C.— Select CheckingTM

No $1,500 average monthly balance per statement period, or qualifying direct deposits of $250. Otherwise, pay $12 monthly fee. $2.50 fee for out-of-network ATM withdrawal, inquiry and transfer

Source: bankbranchlocator.com – Largest banks determined by number of branches in North Carolina.

* Interest is also known as dividends.

Next Steps

Choose a way to request your Checking Account.