New Auto Loan

Low fixed rates and generous terms are just the beginning at LGFCU.

Buying a car should be an exciting time, not a stressful one, and we can help every step of the way. It starts with getting financing for your purchase. Our loans feature:

  • Fixed rate for a maximum term of 120 months.
  • Maximum loan amount 100% of Manufacturer’s Suggested Retail Price (MSRP).
  • Must be a current, prior or upcoming year model with 10,000 miles or less.
  • For loans up to 72 months, an additional 10% is available to cover other purchase-related expenses such as tax, tags, extended warranties, etc.
  • Requires continuous collision and comprehensive insurance protection during the entire loan.
  • No penalty for early pay-off
  • Vehicle title held as collateral until loan is repaid.
  • The Credit Union does not accept flood, salvage or reconstructed title vehicles as collateral.
  • Lending is limited to residents of North Carolina, South Carolina, Georgia, Tennessee and Virginia.
  • $25,000 minimum loan amount is required for terms greater than 72 months.

Add Auto Power and get a blank, pre-approved check up to a specific dollar amount for the purchase of a new vehicle. Find out more.

Research, buy and insure your new car

Now that you’ve gotten an LGFCU auto loan, we can help you find the right car with our New-Car Buying Service. Just access the Chrome Showroom to gather the information you need to make an informed selection. We even offer several options for auto insurance!

Next Steps

Choose a way to request your New Vehicle Loan.