If a new car is in your future, turn to LGFCU. We can help every step of the way, starting with financing your purchase with a new car loan.
All of our New Vehicle Loans have fixed-rate financing for current, prior or upcoming year model cars with 10,000 miles or less.
For loan terms up to 72 months, we’ll finance 100 percent of the Manufacturer’s Suggested Retail Price (MSRP), plus an additional 10 percent to cover other purchase-related expenses such as tax, tags, extended warranties, etc.
For terms greater than 72 months and up to 120 months, the maximum amount financed is limited to the full documented purchase price (including tax, tags and extended warranties) not to exceed 100 percent of the MSRP. A $25,000 minimum loan is required for terms greater than 72 months.
Your vehicle title is held as collateral until loan is repaid. There is no penalty for early pay-off. You must have continuous collision and comprehensive insurance protection during the entire loan.
The Credit Union does not accept flood, salvage or reconstructed title vehicles as collateral. You must be a resident of North Carolina, South Carolina, Georgia, Tennesee or Virginia to apply for this loan.
Start your financing process with Auto Power. You’ll get a preapproved check up to a specific dollar amount to purchase a new vehicle. While you’re out shopping you can make a deal for the best rate, skip the costly dealer financing and enjoy LGFCU’s great loan rates and terms.
Research and buy your car – we’ll even negotiate price
Once you’ve gotten the auto loan, we can help you find the right car, too! Log in to Member Connect for the New-Car Buying Service. Gather the information you need to make an informed selection. Once you choose the vehicle you want, we negotiate the price and arrange a place and time of your choosing for vehicle delivery.