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Calculators

How much house can you afford? Are you paying too much interest on your credit cards? Don’t guess! Let our online calculators help you save and make a solid plan for your financial future.

Auto

Calculate a Vehicle Payment
Choose a Low Rate or Cash Back
Compare Monthly Payment by Term
Compare Two Vehicle Loans
Purchase or Lease a Vehicle
Vehicle Affordability by Term

Budget

Add Up Your Spare Change
Calculate Your Net Worth
How Much am I Spending?
Keep Working or Stay Home
Should I Save This Money or Pay Off my Debt?

Debt

Debt Consolidation
How Long Will it Take to Pay off a Debt?
Increase Your Monthly Payment
Loan Payment
Meet a Debt Payoff Goal
Should I Transfer My Credit Card Balances?

Home Equity

The Equity in Your Home

Insurance

Calculate Your Disability Insurance Needs
Calculate Your Life Insurance Needs
Calculate Your Long-Term Care Needs
Save for Long-Term Care
The Value of Your Future Earnings

Mortgage

Adjustable Rate Mortgage Analyzer
Calculate a Mortgage Payment
Compare Two Mortgage Loans
How Much Home Can I Afford?
Proceeds from Sale of a Home
Rent or Buy?
Time to Refinance?

Retirement

401(k) Calculator
Estimate Social Security Benefits
How Long Will My Retirement Savings Last?
Retirement Income Estimator
Save for Retirement
Traditional 401(k) vs Roth 401(k)

Savings

Save for a Rainy Day
Save for College
Save Toward a Goal
The Benefits of Compounding
The Benefits of Saving More
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323 West Jones Street, Suite 600, Raleigh, NC 27603

© 2023 Local Government Federal Credit Union. All rights reserved. Rate comparisons used throughout the LGFCU site are based on the lowest rate available or when payment is made by automatic draft.

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Main menu (mobile)

    • CashPoints® Global
      • Account Ownership
      • Checking Account
      • Coverdell Education Savings Account
      • Deposit Trust Accounts
      • FAT CAT Kids Account
      • Health Savings Account
      • Holiday Cash Club
      • Money Market
      • NCUA Deposit Insurance
      • Overdraft Transfer Service
      • Share Savings Account
      • Share Term Certificates
      • Switch to LGFCU Checking
      • Zard Teen Accounts
    • Credit Cards
      • Card Safety/Travel Info
      • Firefighters Debit Card
      • Gift Cards
      • LGFCU Debit Cards
      • Parks and Rec Debit Card
      • Rescue/EMS Debit Card
      • AD&D Insurance
      • Auto and Homeowners Insurance
      • Credit Insurance
      • FAT CAT and Zard Group Term Life Insurance
      • Life Insurance
      • Fixed Annuities
      • Compare IRAs
      • Roth IRA
      • SEP IRA
      • Traditional IRA
        • GAP Coverage
        • New Auto Loan
        • Used Auto Loan
      • Home Equity (HELOC)
        • ARM Loans
        • Escrow Account
        • First-Time Homebuyers Loan
        • Fixed-Rate Mortgages
        • Manufactured Home Loan
        • Mortgage Assistance Program
        • Mortgage Credit Certificates
        • Rental Property Loan
        • Second / Vacation Home Loan
      • Payroll Deduction
        • Share Secured Loans
        • Signature Loan
        • Term Notes
      • Salary Advance Loan
    • Auto Power
      • ATMs
      • Checks and Coins
      • Notary and Guarantee
      • Safe Deposit Box
      • Savings Bonds
      • Wire Transfers
    • Calculators
      • About Compass
      • Compass FAQs
    • Estate Planning Essentials Program
    • Financial Counseling
    • Mobile Payments
      • BillPay
      • Direct Deposit
      • E-statements
      • Funds Transfer
      • Member Connect
      • Real-time Loan Advance
      • Alerts and Notifications
      • Text Messaging
      • Voice Response
      • Rates
      • Fees
    • Recovery Assistance
      • AOMP/LEEP Scholarship
      • Local Foundation Scholarship
      • UNC-SOG Scholarship
      • No-Cost Tax Services
      • TurboTax
    • Theme Park Tickets
    • Video Library
  • Personal Finance
      • All About Credit Unions
      • Community Volunteer Membership
      • How to join LGFCU
      • Why Join LGFCU
      • Join The Team
      • Life at LGFCU
      • Benefits
      • Community
      • Job Openings
    • Contact Us
    • Core Values
    • Locations
    • Credit Union Business
      • Events
      • News
    • Holiday Closings
    • The LGFCU Story
      • Advisory Council
      • Board of Directors
      • Committees
    • Media Contact
    • Member Advocacy
    • More Resources
  • Call us 888.732.8562
  • Locations
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  • Join LGFCU
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