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Rates

Loan terms

24, 48 or 120 months

Share Secured Loans

You don't always have to use your savings when you need funds for a short term. Consider the LGFCU Share Secured Loan. This loan allows you to borrow money and use your Share Account as collateral.

Features and terms

  • Your Share Account is held as collateral to secure the loan.
  • When the loan is paid off, the hold is released.
  • You continue to earn dividends on your Share Account during the term of the loan.
  • Three terms available
    • Fixed rate for up to 24-month terms
    • Fixed rate for 25- to 48-month terms
    • Variable rate for 49- to 120-month terms
  • Lending is limited to residents of North Carolina, South Carolina, Virginia, Georgia and Tennessee.

LGFCU member Emma T.
I’ve been a member of LGFCU for 28 years. I really appreciate how the Credit Union has low interest rates for credit cards and personal loans.
Emma T. Southport

Next Steps

Choose a way to request the Share Secured Loan that’s right for you.

Your resources: Loan Information Checklist