Fees

No one likes fees. That’s why we keep them to a minimum and don’t believe in hidden fees. You’ll always find all of our fees listed here.

Terms accurate as of June 25, 2020.

Fees are subject to change at any time by the Board of Directors

Checking Accounts
Monthly maintenance fee $1.00
Minimum balance None
Per item charge in excess of 50 checks and/or BillPay transactions per month $0.20
Non-sufficient funds (NSF) $25.00
Stop payment $8.00
Overdraft transfer service fee $0.50
To enroll in Overdraft Transfer Service, log into Member Connect, call us at 888.732.8562, or visit a local branch. Funds will be transferred to the Checking Account in $50 increments from share and deposit accounts, Visa credit cards and open-end Signature Loans. Funds will be transferred to the Checking Account in $500 increments from Home Equity Lines of Credit. Overdraft transfers occur in whole dollar amounts. Each overdraft transfer is subject to a service fee in the amount of $0.50.
E-statements from home Print free
Check imaging from home Print free
Personalized checks Price varies according to style and quantity
Check and statement copies (3 months) Free
Additional check and statement copies $1.00/check or statement copy; Free when using Member Connect
Returned check $5.00
Check Cards
CashPoints® ATM transaction Free
Reissue card $0
Lost card $8.00
PLUS ATM authorized transaction $0.75
PLUS ATM denied transaction $0.35
Share Accounts
Minimum balance $25.00
Service fee $1.00 only if balance drops below minimum
IRA, SEP, Coverdell ESA
Minimum balance $25.00
Transaction fee Free
Service fee $1.00 only if balance drops below minimum
Fat Cat Accounts
Age requirement 12 and under
Service fees $0
Money Market Share Accounts
Transaction fee $0
Minimum balance $250
Service fee $2.00 only if balance drops below minimum
Visa® Credit Card
Annual fee None
Late payment $5.00
Returned payment $5.00
ATM $0.75 per transaction
Foreign currency transactions 1% for foreign currency transactions
Cash advance None
Balance transfers None
Safe Deposit Box
Annual rental fee Annual fees range from $18 to $90 according to box size. (Not all box sizes are available at all locations.)
Wire Transfers
Outgoing domestic $10.00
Outgoing international $25.00
Incoming domestic or international Free
Miscellaneous
Cashier's check (under $500) $1.00; Free over $500
Notary service Free