| Checking Accounts | |
|---|---|
| Monthly maintenance fee | $1.00 |
| Minimum balance | None |
| Non-sufficient funds (NSF) | $25.00 |
| Stop payment | $8.00 |
| Overdraft transfer service fee | $0.50 To enroll in Overdraft Transfer Service, log into Member Connect, call us at 888.732.8562, or visit a local branch. Funds will be transferred to the Checking Account in $50 increments from share and deposit accounts, Visa credit cards and open-end Signature Loans. Funds will be transferred to the Checking Account in $500 increments from Home Equity Lines of Credit. Overdraft transfers occur in whole dollar amounts. Each overdraft transfer is subject to a service fee in the amount of $0.50. |
| E-statements from home | Print free |
| Check imaging from home | Print free |
| Personalized checks | Price varies according to style and quantity |
| Check and statement copies (3 months) | Free |
| Additional check and statement copies | $1.00/check or statement copy; Free when using Member Connect |
| Returned check | $5.00 |
| Check Cards | |
|---|---|
| CashPoints® ATM transaction | Free |
| Reissue card | $0 |
| Lost card | $8.00 |
| PLUS ATM authorized transaction | $0.75 |
| PLUS ATM denied transaction | $0.35 |
| Share Accounts | |
|---|---|
| Minimum balance | $25.00 |
| Service fee | $1.00 only if balance drops below minimum |
| IRA, SEP, Coverdell ESA | |
|---|---|
| Minimum balance | $25.00 |
| Transaction fee | Free |
| Service fee | $1.00 only if balance drops below minimum |
| Fat Cat Accounts | |
|---|---|
| Age requirement | 12 and under |
| Service fees | $0 |
| Money Market Share Accounts | |
|---|---|
| Transaction fee | $0 |
| Minimum balance | $250 |
| Service fee | $2.00 only if balance drops below minimum |
| Visa® Credit Card | |
|---|---|
| Annual fee | None |
| Late payment | $5.00 |
| Returned payment | $5.00 |
| ATM | $0.75 per transaction |
| Foreign currency transactions | 1% for foreign currency transactions |
| Cash advance | None |
| Balance transfers | None |
| Safe Deposit Box | |
|---|---|
| Annual rental fee | Annual fees range from $18 to $90 according to box size. (Not all box sizes are available at all locations.) |
| Wire Transfers | |
|---|---|
| Outgoing domestic | $10.00 |
| Outgoing international | $25.00 |
| Incoming domestic or international | Free |
| Miscellaneous | |
|---|---|
| Cashier's check (under $500) | $1.00; Free over $500 |
| Notary service | Free |
At the big banks every time I turn around, I'm getting a fee for something. At the Credit Union, I appreciate the straightforward attitude.
