No one likes fees. That’s why we keep them to a minimum and don’t believe in hidden fees. You’ll always find all of our fees listed here.
Terms accurate as of June 25, 2020.
Fees are subject to change at any time by the Board of Directors
| Checking Accounts | |
|---|---|
| Monthly maintenance fee | $1.00 |
| Minimum balance | None |
| Per item charge in excess of 50 checks and/or BillPay transactions per month | $0.20 |
| Non-sufficient funds (NSF) | $25.00 |
| Stop payment | $8.00 |
| Overdraft transfer service fee | $0.50 To enroll in Overdraft Transfer Service, log into Member Connect, call us at 888.732.8562, or visit a local branch. Funds will be transferred to the Checking Account in $50 increments from share and deposit accounts, Visa credit cards and open-end Signature Loans. Funds will be transferred to the Checking Account in $500 increments from Home Equity Lines of Credit. Overdraft transfers occur in whole dollar amounts. Each overdraft transfer is subject to a service fee in the amount of $0.50. |
| E-statements from home | Print free |
| Check imaging from home | Print free |
| Personalized checks | Price varies according to style and quantity |
| Check and statement copies (3 months) | Free |
| Additional check and statement copies | $1.00/check or statement copy; Free when using Member Connect |
| Returned check | $5.00 |
| Check Cards | |
|---|---|
| CashPoints® ATM transaction | Free |
| Reissue card | $0 |
| Lost card | $8.00 |
| PLUS ATM authorized transaction | $0.75 |
| PLUS ATM denied transaction | $0.35 |
| Share Accounts | |
|---|---|
| Minimum balance | $25.00 |
| Service fee | $1.00 only if balance drops below minimum |
| IRA, SEP, Coverdell ESA | |
|---|---|
| Minimum balance | $25.00 |
| Transaction fee | Free |
| Service fee | $1.00 only if balance drops below minimum |
| Fat Cat Accounts | |
|---|---|
| Age requirement | 12 and under |
| Service fees | $0 |
| Money Market Share Accounts | |
|---|---|
| Transaction fee | $0 |
| Minimum balance | $250 |
| Service fee | $2.00 only if balance drops below minimum |
| Visa® Credit Card | |
|---|---|
| Annual fee | None |
| Late payment | $5.00 |
| Returned payment | $5.00 |
| ATM | $0.75 per transaction |
| Foreign currency transactions | 1% for foreign currency transactions |
| Cash advance | None |
| Balance transfers | None |
| Safe Deposit Box | |
|---|---|
| Annual rental fee | Annual fees range from $18 to $90 according to box size. (Not all box sizes are available at all locations.) |
| Wire Transfers | |
|---|---|
| Outgoing domestic | $10.00 |
| Outgoing international | $25.00 |
| Incoming domestic or international | Free |
| Miscellaneous | |
|---|---|
| Cashier's check (under $500) | $1.00; Free over $500 |
| Notary service | Free |
