No one likes fees. That’s why we keep them to a minimum and don’t believe in hidden fees. You’ll always find all of our fees listed here.

Effective date: April 13, 2019

Fees are subject to change

Checking Accounts
Monthly maintenance fee $1.00
Minimum balance None
Per item charge in excess of 50 checks and/or BillPay transactions per month $0.20
Non-sufficient funds (NSF) $25.00
Stop payment $8.00
Overdraft transfer service fee $0.50
To activate Overdraft Transfer Service, log into Member Connect, call us at 888.732.8562 or visit a local branch. Overdraft transfers are made in increments of $50 up to available limits and are restricted to no more than six per month from a Share or Money Market Share Account. Overdrafts exceeding six per month will be charged a fee equal to the current non-sufficient funds fee. Repeated excess transfers may cause the loss of overdraft transfer privileges.
E-statements from home Print free
Check imaging from home Print free
Personalized checks Price varies according to style and quantity
Check and statement copies (routine) Free
Additional check and statement copies $1.00; Free when using Member Connect
Returned check $5.00
Check Cards
CashPoints® ATM transaction Free
Reissue card $0
Lost card $8.00
PLUS ATM authorized transaction $0.75
PLUS ATM denied transaction $0.35
Share Accounts
Minimum balance $25.00
Service fee $1.00 only if balance drops below minimum
IRA, SEP, Coverdell ESA
Minimum balance $25.00
Transaction fee Free
Service fee $1.00 only if balance drops below minimum
Fat Cat Accounts
Age requirement 12 and under
Service fees $0
Money Market Share Accounts
Transaction fee $0
Service fee $2.00 only if balance drops below minimum
Minimum balance $250
Visa® Credit Card
Annual fee None
Late payment $5.00
Returned payment $5.00
ATM $0.75 per transaction
Foreign currency transactions 1% for foreign currency transactions
Cash advance None
Balance transfers None
Safe Deposit Box
Annual rental fee Annual fees range from $18 to $90 according to box size. (Not all box sizes are available at all locations.)
Wire Transfers
Outgoing domestic $10.00
Outgoing international $25.00
Incoming domestic or international Free
Cashier's check (under $500) $1.00
Notary service Free