No one likes fees. That’s why we keep them to a minimum and don’t believe in hidden fees. You’ll always find all of our fees listed here.
Effective date: August 3, 2018
Fees are subject to change
| Checking Accounts | |
|---|---|
| Monthly maintenance fee | $1.00 |
| Minimum balance | None |
| Per item charge in excess of 50 checks and/or BillPay transactions per month | $0.20 |
| Non-sufficient funds (NSF) | $25.00 |
| Stop payment | $8.00 |
| Overdraft transfer service fee | $0.50 To activate Overdraft Transfer Service, log into Member Connect, call us at 888.732.8562 or visit a local branch. Overdraft transfers are made in increments of $50 up to available limits and are restricted to no more than six per month from a Share or Money Market Share Account. Overdrafts exceeding six per month will be charged a fee equal to the current non-sufficient funds fee. Repeated excess transfers may cause the loss of overdraft transfer privileges. |
| E-statements from home | Print free |
| Check imaging from home | Print free |
| Personalized checks | Price varies according to style and quantity |
| Check and statement copies (routine) | Free |
| Additional check and statement copies | $1.00; Free when using Member Connect |
| Returned check | $5.00 |
| Check Cards | |
|---|---|
| CashPoints® ATM transaction | Free |
| Reissue card | $0 |
| Lost card | $8.00 |
| PLUS ATM authorized transaction | $0.75 |
| PLUS ATM denied transaction | $0.35 |
| Share Accounts | |
|---|---|
| Minimum balance | $25.00 |
| Service fee | $1.00 only if balance drops below minimum |
| IRA, SEP, Coverdell ESA | |
|---|---|
| Minimum balance | $25.00 |
| Transaction fee | Free |
| Service fee | $1.00 only if balance drops below minimum |
| Fat Cat Accounts | |
|---|---|
| Age requirement | 12 and under |
| Service fees | $0 |
| Money Market Share Accounts | |
|---|---|
| Transaction fee | $0 |
| Service fee | $2.00 only if balance drops below minimum |
| Minimum balance | $250 |
| Visa® Credit Card | |
|---|---|
| Annual fee | None |
| Late payment | $5.00 |
| Returned payment | $5.00 |
| ATM | $0.75 per transaction |
| Foreign transaction | 1% for transactions conducted in two currencies and 0.8% for transactions conducted in one currency |
| Cash advance | None |
| Balance transfers | None |
| Safe Deposit Box | |
|---|---|
| Annual rental fee | Annual fees range from $18 to $90 according to box size. (Not all box sizes are available at all locations.) |
| Wire Transfers | |
|---|---|
| Outgoing domestic | $10.00 |
| Outgoing international | $25.00 |
| Incoming domestic or international | Free |
| Miscellaneous | |
|---|---|
| Cashier's check (under $500) | $1.00 |
| Notary service | Free |
