At LGFCU, you’re a member and an owner, and it’s our mission to improve your life. One way we do that is with a convenient, affordable checking account.
Look for an institution that puts people first, not just the money they have."
Reginald J. | Durham
Your checking account is an important part of your life. Move it to LGFCU and enjoy an affordable $1 per month maintenance fee, the convenience of online access, and friendly in-branch service. Plus, you'll earn dividends on your balance! The initial deposit into your Checking Account must cover the first monthly maintenance fee on the account and, if applicable, the first box of checks ordered.
Switching bank accounts is one of the best things you can do for your money and your peace of mind. Follow these three steps to get started and make the move to LGFCU.
Step 1: Open your new account
After opening your Share Account, you’re now a member and can open your Checking Account online or in any branch. Open an account online by first enrolling in Member Connect online banking. If you’re already enrolled, log in to Member Connect and select Open an Account.
Step 2: Move your money
Start with your direct deposits
If you use direct deposit for your paycheck, your company's human resources department can help you transfer the deposit to your new LGFCU account. Direct Deposit of payroll checks is subject to employer’s participation. For Social Security or retirement checks, contact the organization directly to reassign your deposits.
Rerouting could take one or two pay cycles to become effective, during which time you'll likely receive paper checks from your income source(s).
To reassign your direct deposits, use your LGFCU Checking Account number and the LGFCU routing number of 253184537.
Calculate the balance in your old account
Using your last paper or online statement, look for items that haven't cleared yet or those scheduled to be deducted. Make sure to leave enough money in the account to cover these so you don't rack up overdraft fees!
Transfer payments into your new LGFCU Checking
Once you've deposited money into your new LGFCU Checking Account, the next step is to move all of your recurring payments, such as automatic drafts and savings account transfers, to your new account. You may also set up recurring payments with our BillPay service.
You can complete many of these transfers online at each company's website or by calling them directly. LGFCU staff can help too; call us at 888.732.8562.
Step 3: Close your old account
Follow up with your old bank to make sure all outstanding items have cleared that account, and that your automatic transactions are correctly scheduled with your LGFCU Checking Account. Then you can close the old account.
Keep making smart financial moves to take control of your finances!