Some tips on reviewing your insurance policies

[MUSIC PLAYING] We all have a variety of insurance policies, from health to home, life to auto. But when is the last time you checked to make sure your policies are up to date? Have your needs changed since you first enrolled? Will the level of protection and coverage be enough? Don't wait until disaster strikes to find out you're under-insured. Take a look at your existing coverage today and ask yourself these questions.

Is your current life insurance enough to replace your income when you pass away? Will it be enough to cover your family's needs? Do your coverage amounts reflect the current value of your home or should it be increased to cover renovations or household furniture or appliances that you've bought since the policy originated? How long is the elimination period or the time between when a disability occurs and the insurance benefits begin? Do you have enough savings to cover it?

By taking a look at your insurance policies today, before you need them, you can rest assured that you and your family will have the protection and coverage you need. Because once you need it, it's too late.

LGFCU is federally insured by the National Credit Union Administration and is an equal housing opportunity lender.

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LGFCU is an equal housing opportunity lender and federally insured by NCUA.