Expecting a tax refund? Save it for the unexpected.


Saving your tax refund is a simple way to build a financial cushion for an unexpected expense or emergency. Save a little now and you’re in a position to save yourself a lot of stress later.

Get your refund faster

When you electronically file (e-file) your taxes and direct deposit your tax refund, you can receive it within just three weeks of your filing. To direct deposit your refund, choose your LGFCU Share or Money Market Share Account.

Which account is right for me?

Learn more about Share Accounts

Get details about Money Market Accounts

Features for both savings accounts

  • Convenient e-file and direct deposit option
  • No hidden account fees
  • Dividends are compounded daily
  • Up to six deposits or withdrawals monthly
  • Access funds through Member Connect or CashPoints® ATMs
  • Your funds are insured

* Dividend rate and annual percentage yield (APY) are subject to change daily at the discretion of the Board of Directors.

Money Market Account: $2 monthly service fee if your balance drops below $250. Share Account: $1 monthly service fee if your balance falls below $25.

Federal regulations limit the number of convenience withdrawals and transfers from a Share or a Money Market Share Account to a maximum of six per month. Convenience transfers include transfers made online, via phone, and as a result of your participation in our Overdraft Transfer Service. Transfers made via mail, ATM, in-person at the branch, and any payment transfers to your LGFCU loans are not subject to these limitations.

What’s next?

I’m ready to e-file my taxes and direct deposit my refund in my Share or my Money Market Account.

Simply locate your Share or Money Market Account number in Member Connect or on your printed statement. Then, copy the LGFCU routing number — 253184537 — for use when you file your taxes.

I don’t have a Money Market Account.

It’s easy to open a Money Market Account online through Member Connect.

Create a stress-relief fund with your tax refund.

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