Check your credit report

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Can you guess what these three people might have in common, a landlord, an employer, and an auto dealer? Give up? All three will look at your credit report to determine if you're a good credit risk.

Your credit report contains information about your credit, such as loan payment history and the status of your credit accounts. Credit reports are maintained and created by three credit bureaus, Equifax, Experian, and TransUnion.

And since this information helps determine if you'll receive a good loan rate, be approved for a lease, or get the job you interviewed for, it's important to make sure your credit report is accurate.

You can check your credit report, from each of the three credit bureaus, every year for free when you log on to Or you can call 877-322-8228.

If you want more details on credit reports, just visit forward slash getdetails.

LGFCU is an equal housing opportunity lender and federally insured by NCUA.

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The situations described in this video are for informational purposes only and meant to provide examples of the products and services LGFCU offers to its members, which may be subject to approval. Contact a financial advisor or legal or tax professional for additional guidance.

The individuals presented in this video are members and employees of LGFCU and receive no added compensation for their appearance.

LGFCU is an equal housing opportunity lender and federally insured by NCUA.