Buy or remodel:
LGFCU home loans

No matter which direction you want to go — new home, first home, refinance, vacation home — LGFCU has mortgages* with no private mortgage insurance (PMI) required, exclusively for you.

Discover the right mortgage loan for you.

Home Loan Calculators

We make it easy for you to compare mortgage loans, calculate a mortgage payment and more, with mortgage calculators!

Refinance a home loan with us

You can choose any LGFCU mortgage loan product to refinance your home. Even if your mortgage is with another lender, you can still apply to refinance* with us. Why a refi?

  • To refinance the interest rate on your current loan.
  • To help get you to a smaller monthly mortgage payment.
  • LGFCU does not offer cash-out refinance on mortgages.

Use this calculator to see if it's time to refinance.

Home Equity Line of Credit (HELOC)* - This may be an option if you need funds to make upgrades to your current home. Plus, a HELOC is an affordable solution if you need to consolidate debt.


We want the home loan pre-qualification process to be simple. That's why we've updated our online mortgage loan application within Member Connect. There, you can simply upload your loan documents and streamline your process for pre-qualification. The checklist below includes information you generally need when applying for a loan, but is not all-inclusive.

  • Demographic information (address, former address, social security number, phone numbers, place of employment, length of employment, etc.)
  • Gross Monthly Income
  • Residence status and housing payment
  • Number of Dependent(s)
  • Alimony/Child Support Obligations

Additional documentation may be requested at the time of application.

Ready to apply for a home loan online?

Log in to Member Connect.
Select the Loan Center tab.
Choose Mortgage Center


Or if you prefer, call us at 888.732.8562 or visit a branch near you. When calling, please note that Lending Services hours of operation are 8 a.m. to 9 p.m., Eastern.

*All mortgage loans are subject to approval.