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Credit and Loans

Here's information you need to know about loans, credit reports, credit scores, credit history and credit cards.

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Improve your credit score

A credit score shows how likely you are to pay back a loan. Use these steps to build a good track record.

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Boost your credit score

It’s the key to getting loans with better interest rates. Here are four simple ways to improve your rating.

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Managing an account in collections

If your account is in collections, use these tips to help reduce the impact on your credit future.

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Should I use a credit repair company?

A credit repair company could help work with your creditors to improve your credit score. Consider if the extra expense is worth it.

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Choose your first credit card wisely

Rates, terms and features — weigh all the factors carefully when choosing your first credit card.

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Avoid these 5 credit card mistakes

Credit cards can help build and maintain credit; but watch out for potential pitfalls.

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What will it cost you to lend money?

Before you hand over cash to a friend or family member, ask yourself these two simple questions.

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4 keys to personal loan applications

Before you apply for a personal loan, get familiar with the process to ensure it’s your best option.

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Is a credit freeze right for you?

Identity theft is a growing concern. A credit freeze may offer proactive protection against it.

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Tips for choosing a retail card or credit card

Not sure which type of card is right for you? From rates to rewards, get the facts.

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Stay on top of your finances even on the go

Your smartphone gives you 24/7 access to the digital tools you need to manage your finances.

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Rewards and risks of cosigning

If you’re thinking about helping someone get a loan, get all the facts before you sign on the line.

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How to avoid unwanted credit card charges

Forgotten purchases that show up on your credit card statement cost you a bundle. Track your transactions.

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Cut your credit card debt with small changes

Take a minute to review your debt … then make these smart moves to cut it.

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