Credit and Loans icon

Credit and Loans

Here's information you need to know about loans, credit reports, credit scores, credit history and credit cards.

Boost your credit score

It’s the key to getting loans with better interest rates. Here are four simple ways to improve your rating.

Article icon Article
Managing an account in collections

If your account is in collections, use these tips to help reduce the impact on your credit future.

Article icon Article
Should I use a credit repair company?

A credit repair company could help work with your creditors to improve your credit score. Consider if the extra expense is worth it.

Article icon Article
Choose your first credit card wisely

Rates, terms and features — weigh all the factors carefully when choosing your first credit card.

Article icon Article
Avoid these 5 credit card mistakes

Credit cards can help build and maintain credit; but watch out for potential pitfalls.

Article icon Article
What will it cost you to lend money?

Before you hand over cash to a friend or family member, ask yourself these two simple questions.

Article icon Article
4 keys to personal loan applications

Before you apply for a personal loan, get familiar with the process to ensure it’s your best option.

Article icon Article
Is a credit freeze right for you?

Identity theft is a growing concern. A credit freeze may offer proactive protection against it.

Article icon Article
Tips for choosing a retail card or credit card

Not sure which type of card is right for you? From rates to rewards, get the facts.

Article icon Article
Stay on top of your finances even on the go

Your smartphone gives you 24/7 access to the digital tools you need to manage your finances.

Article icon Article
Rewards and risks of cosigning

If you’re thinking about helping someone get a loan, get all the facts before you sign on the line.

Article icon Article
How to avoid unwanted credit card charges

Forgotten purchases that show up on your credit card statement cost you a bundle. Track your transactions.

Article icon Article
Cut your credit card debt with small changes

Take a minute to review your debt … then make these smart moves to cut it.

Article icon Article