30-Year Fixed Rate Mortgage is a game-changer

Over the years, it's been our goal at LGFCU to respond to your needs with products and services that are designed just for you. Last year, we took a closer look at our home loans. You and other members have been asking for a 30-year fixed-rate mortgage, and we listened. In 2021, we added a 30-year fixed-rate loan to our mortgage offerings. This means more members can now afford a new home with a low fixed rate and a great term. Right now, home sales are very competitive, and a 30-year fixed-rate loan could be the difference between owning a home or renting one. This also means that LGFCU commits to be there every step of the way through your homeownership journey, because once you're a member, you're always a member. Here's another example. Members told us they wanted a more convenient and faster way to apply for mortgages.

In response, we created a "Loan Center" tool that allows you to apply and upload your documents in just minutes, right inside Member Connect. For instance, you can start a mortgage application and hear back quickly so that you can pre-qualify early and put in a home offer, if you're eligible. And best of all, you can apply anytime, anywhere using Member Connect or our mobile app. The Loan Center also includes other loan applications. You can use it to quickly apply, and easily, for a home equity line of credit, a car loan, a credit card and more. We're responsive to your requests because we're accountable to you. We value your business, and we're grateful that you trust us to finance your dreams or help you achieve your financial goals.