Fees

Effective Date: January 1, 2014

Fees are subject to change

Checking Accounts
Monthly maintenance fee $1.00
Minimum balance None
Per item charge in excess of 50 checks and /or BillPay transactions per month $0.20
Non-sufficient funds (NSF) $25.00
Stop payment $8.00
Overdraft transaction fee $0.50
  Overdraft transfers are limited to no more than six per month from a Share or Money Market Account. Overdrafts exceeding six per month will be charged a fee equal to the current non-sufficient funds fee. Repeated excess transfers may cause the loss of overdraft privileges.
E-statements from home Print free
Check imaging from home Print free
Personalized checks Price varies according to style and quantity
Check and statement copies (routine) Free
Additional check and statement copies $1.00; Free when using Member Connect
Returned check $5.00
Check Cards
CashPoints® ATM Transaction Free
Reissue Card $0
Lost Card $8.00
PLUS ATM authorized transaction $0.75
PLUS ATM denied transaction $0.35
CashPoints® ATM transaction $0
Share Accounts
Minimum balance $25.00
Service fee $1.00 only if balance drops below minimum
IRA, SEP, Coverdell ESA
Minimum Balance $25.00
Transaction fee Free
Service fee $1.00 only if balance drops below minimum
Fat Cat Accounts
Age requirement 12 and under
Service fees $0
Money Market Share Accounts
Transaction fee $0
Service fee $2.00 only if balance drops below minimum
Minimum Balance $250.00
Visa® Credit Card
Annual fee None
Late payment $5.00
Returned payment $5.00
ATM $0.75 per transaction
Foreign transaction 1% for transactions conducted in two currencies and 0.8% for transactions conducted in one currency
Cash Advance None
Balance Transfers None
   
Safe Deposit Box
Annual rental fee Annual fees range from $18 to $90 according to box size. (Not all box sizes are available at all locations.)
Wire Transfers
Outgoing domestic $6.00
Outgoing international $10.00
Incoming domestic or international Free
Miscellaneous
Cashier's check (under $500) $1.00; Fee is waived for Golden Circle Members
Notary service Free
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