Term Life Insurance

Help protect your family’s quality of life in the event of your untimely death.

LGFCU has choices for term life insurance to provide your loved ones with the resources they may need to pay off outstanding medical, funeral or other debt when you no longer can.

Time structure for term life

Term life insurance is available for a specified period of time — 1, 5, 10, 15, 20 or 30 years. It’s offered as either a level death benefit (one that remains the same throughout the policy period), or a decreasing death benefit (which decreases, typically on an annual basis).

Other features include:

  • Affordable rates
  • Continuous coverage until the end of the desired term as long as the premium is paid. Many policies have provisions for renewal after the initial period.
  • Option to convert to a whole life policy
  • Option to pay premiums through automatic deduction or monthly billing

Start planning for your family’s future security today.

Next Steps

Choose a way to request your Term Life Insurance.

  • Visit TruStage.com1 or call 855.612.7909
    This product is not available through our branch network.
  • Credit Union Insurance Services2
    Visit your local branch or call the Contact Center at 888.732.8562.

1. Term insurance is sold by CMFG Life Insurance Company and other carriers. These insurance products are not deposits and are not federally insured or guaranteed by your Credit Union.

2. Licensed to sell insurance in North Carolina only. These insurance products are not deposits and are not federally insured or guaranteed by your Credit Union.