Long-Term Care Insurance

Aging is a part of life, but debilitating circumstances are impossible to predict. Let LGFCU help you prepare with an expanded list of choices in long-term care insurance.

If you become unable to care for yourself—due to injury, illness or the effects of aging—long-term care insurance covers necessary temporary or permanent care, including:

  • Skilled nursing
  • Rehabilitative care
  • Custodial care (assistance with the activities of daily living)

Protect yourself

Long-term care is costly, and most health insurance plans and Medicare do not cover these expenses. Protect yourself against the unforeseen with LGFCU's comprehensive, long-term care insurance.

Special discounts for members

LGFCU members are eligible for a special premium discount as part of a sponsored group program. Applications for coverage are individually underwritten. Age and health are among the important factors used to approve coverage and to determine a rate.

Available through Credit Union Insurance Services, licensed to sell insurance in North Carolina only.

These insurance products are not deposits and are not federally insured or guaranteed by your Credit Union.

Next Steps

Get your risk-free quote or learn more about Long-Term Care Insurance.

  • Call the Contact Center at 888.732.8562 or
  • Visit your local branch