Taking this quiz is time well spent. Test your spending and savings knowledge. What are the steps to take to achieve your money goals? (select all that apply) How much should you have in an emergency savings account?Your emergency savings account should remain liquid and readily available. An emergency savings account is the only savings account that you need.What are some common things people save for? (select all that apply) Budgeting is meant to help you achieve financial freedom versus restricting you from spending. At a minimum, how often should you review your budget?What can derail your budget?In the event of an emergency and you need funds to cover it, what are some potential options? (select all that apply) It doesn't matter how much or little you are able to save, you need to make it a priority. Quiz Maker - powered by Riddle Budget more time learning the basics of spending and saving Keep holiday spending from snowballing out of control. Boost your savings with our 52-Week Challenge.