We like giving members another chance. Because anyone can make a mistake now and then—like depositing money into your account just a little too late or paying for an unexpected expense without funds in place to cover it.
Now we have a solution. Sign up for LGFCU's Another Chance Alerts and you'll be automatically notified if your checking account ever falls into the negative. As long as you make a deposit with funds that receive same day credit, or transfer funds by 5:30 p.m. (Eastern)* that day to cover the balance, you will avoid the non-sufficient funds (NSF) charge. You'll also prevent those items from being returned due to insufficient funds.
*If you receive the alert on a Saturday, Sunday or holiday, you have until 5:30 p.m. the following business day to deposit funds.