Rental Property and Second/Vacation Home loans

Whether you want to invest in real estate for rental purposes or own a vacation place, there’s an LGFCU loan for you.

Rental Property Loan

Real estate can be not only a primary residence, but also an investment opportunity. We have a loan for members interested in purchasing or refinancing a rental property. This loan features:

  • Financing up to 80% of the property value
  • 5-year ARM
  • Maximum term of 15 years
  • Rental property must be in NC, SC, VA, GA or TN
  • One rental property per member
  • Refinances limited to the existing indebtedness on the property

View 5-year 80% LTV ARM rates (PDF)

Second/Vacation Home Loan

Let us help you finance your home away from home. This loan features:

  • Financing up to 90% of the property value
  • Maximum term of 15 years
  • Property must be located in NC, SC, VA, GA or TN
  • 5-year ARM
  • Construction Loans available

View 5-year 90% LTV ARM rates (PDF)

Ready to own a rental or a second/vacation home?

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