Manufactured Home Loans

Financing options for singlewide and doublewide manufactured homes include a 5-Year Adjustable Rate Mortgage, a 10-Year or 15-Year Fixed Rate Mortgage or our First Time Homebuyer's Mortgage program.

  • Home must be a primary residence for the borrower.
  • Home always must be placed on property owned by the borrower.
  • Must be on a permanent foundation with the tongue and wheels removed.
  • The roof must be sloping not flat metal.
  • The property must be listed as real property with the county tax office.
  • Mobile home title should be destroyed by the Division of Motor Vehicles.
  • Home must have been manufactured on or after June 15, 1976.
  • Maximum loan term of 15 years if the home is more than 5 years old.
  • Maximum term of 20 years if the home is 5 years old or less.
  • Cash out refinance up to a maximum of 65% LTV.
  • Property must be located in NC, SC, VA, GA or TN.

View Mortgage Rate Sheet (PDF)

Own your home today!

  • Call the Contact Center at 888.732.8562
  • Visit your local branch
Feedback Form