Land Loans

LGFCU offers a loan to finance your future home site.

  • Finance primary or second/vacation home.
  • Loans up to 75 percent of the lesser of purchase price or appraised value.
  • Loan must be in first lien position.
  • Maximum term 180 months (15 years).
  • Property must be in NC, SC, VA or GA (not available in TN).
  • Life and Disability Insurance available.
  • No discount points required.

View Deed of Trust (Unimproved) Loan Rate (PDF)

Apply now!

  • Log in to Member Connect
  • Call the Contact Center at 888.732.8562
  • Visit your local branch
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