Visa Credit Card

Make necessary purchases immediately and pay off over a time frame you choose with the LGFCU Visa® Credit Card. Convenient and recognized worldwide where a Visa logo is displayed, our low rate credit card lets you get what you need, when you need it—affordably.

Visa Credit Card features

  • Competitive, variable interest rate (subject to change quarterly)
  • Pay online
  • Overdraft protection for an LGFCU Checking Account with loan officer approval
  • No annual fee
  • ATM and 24-Hour Voice Response access
  • Minimum monthly payment 3% of outstanding balance or $25 per month, whichever is greater
  • Varying credit limits available*
  • E-statements available (Opt-out of paper statements via Member Connect)
  • Credit cards limited to residents of NC, SC, GA, TN and VA

*Credit limits are assigned depending on maximum amount of unsecured debt carried with the Credit Union. View Loan Rate Sheet (PDF)

Visa Auto Rental Collision Damage Waiver Program

Visa offers a convenient alternative to rental insurance through a car rental agency or by your primary auto insurance provider free of charge. For complete information about this insurance, visit our Auto Rental Insurance or read the Visa Auto Rental Collision Damage Waiver program guide.

Taking care of your credit needs couldn’t be easier!

Feedback Form