Share Account

A Share Account is the foundation of your LGFCU membership. Similar to a savings account, credit unions call it share because by having this account each member owns a share of the Credit Union.

  • Minimum deposit to open and balance is $25.00.
  • Dividends are compounded daily and paid monthly.
  • Dividend rate is set by the Board of Directors and is subject to change daily.
  • Funds can be accessed using a CashPoints® ATM.
  • Can be used as collateral on other LGFCU loans.
  • If balance drops below $25.00 on the statement cutoff date, a $1.00 service charge is assessed except on Fat Cat Account.
  • NCUA insured.

LGFCU also has special Share Accounts for various life stages:

  • Fat Cat Accounts for children 12 and under.
  • Zard Account for teens ages 13 to 19.
  • Golden Circle Account for members 50 years and older.

Select your account ownership

When you open a Share Account, you must choose who will have access to the funds and be accountable for taxes and other ownership responsibilities. The following types of ownership are available:

  • An Individual Account is in the name of one individual member of the Credit Union.
  • A Joint Account is owned by joint members with the right of survivorship.
  • A Payable Upon Death Account will release only to a designated beneficiary(s).

Enjoy the benefits of credit union membership!

Rate: 0.25
Min. Balance: $25
APY: 0.25
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Rate: 0.15
Min. Balance: None
APY: 0.15
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APY: Annual Percentage Yield
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