Golden Circle Accounts

Golden Circle includes accounts designed to help members age 50 years and above receive affordable financial services. LGFCU has developed a package of some of our most popular accounts and services to meet your special financial needs.

Golden Circle Share

Just like a regular credit union membership, the basis of the Golden Circle package is a Share account. To maintain LGFCU Golden Circle membership, you must keep a minimum of $25 in your Share account. This account is NCUA insured.
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Direct Deposit

All Golden Circle accounts feature direct deposit. Relax with the convenience of having your Social Security or any other recurring government check deposited automatically into the LGFCU account of your choice.

Golden Circle Checking

  • Two free boxes of checks per year
  • No minimum balance required
  • Dividends are compounded daily and paid monthly
  • $1 monthly maintenance fee
  • Maximum of 50 checks per statement period
  • Per-item fee for each check over 50 is 20 cents
  • NCUA insured

Branch and electronic services

  • Free cashier's checks
  • Free notary services
  • Two free U.S. wire transfers per month

Not just for retirees!


Golden Circle
Rate: 0.25
Min. Balance: $25
APY: 0.25
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APY: Annual Percentage Yield
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