You’ll want to get out of this relationship as soon as possible. Pay collectors as quickly as possible — plan to reduce spending and boost savings.
From the terms stated in agreements to getting ready for the responsibility of managing your own account, weigh all factors carefully when choosing your first credit and debit cards.
If you spent too much during the holidays or simply wanted to spend more, but didn’t have the money, saving early for the season gives you the flexibility to do things differently.
You had a great holiday, but now you may be tempted to hide from that credit card bill. Don’t hide. Focus instead on recovering from your holiday splurge.
Credit cards are a great resource for building and maintaining credit. However, if a credit line is not managed properly, trouble is sure to follow. If you’ve made a few mistakes, we’ll show you how to fix them.
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