Your Rates

Mortgage Loans Rates effective 06/16/2008
Account Type	Term	Rate	APR

2-Year ARM - 90% LTV - Variable Rate	30 years	4.75	4.83
2-Year ARM - 90.1%-100% LTV - Variable Rate	30 years	5.25	5.34
1st Time Homebuyers - 100% LTV - Variable Rate	30 years	5.25	5.27
2-Year Green ARM - 90% LTV - Variable Rate	30 years	4.75	4.79
2-Year Green ARM - 90.1%-100% LTV - Variable Rate	30 years	5.25	5.29
5-year ARM - 100% LTV - Variable Rate	20 years	5.75	5.35
AllSavers - 100% LTV - Fixed Rate	15 years	6.25	6.45
15 Year 90% or Less - Fixed Rate	15 years	5.75	5.94
15 Year 90.1% - 100% - Fixed Rate	15 years	6.25	6.45
20 Year 90% or Less - Fixed Rate	20 years	6.00	6.16
20 Year 90.1% - 100% - Fixed Rate	20 years	6.50	6.66
25 Year 90% or Less - Fixed Rate	25 years	6.50	6.64
25 Year 90.1% - 100% - Fixed Rate	25 years	7.00	7.14
30 Year 90% or Less - Fixed Rate	30 years	6.75	6.88
30 Year 90.1% - 100% - Fixed Rate	30 years	7.25	7.38
Reverse Mortgage		6.75
*APR Annual Percentage Rate

Second Mortgage
Account Type	Term	Amount	Payroll Rate	Direct Pay Rate	Comments

Second Mortgage Fixed Rate	Up to 120 months		8.75	9.25	Improved Property
Second Mortgage Variable Rate	Up to 10 years		9.75	10.25	Improved Property

Mortgage Loans