Insurance Services - Protect Your Assets
Housing
- Homeowner's covers the contents inside, the outside of the house and land for members who own a house.
- Renters provides coverage for the contents within the home for members who are renting housing.
- Manufactored Housing covers a outside manufactured home and the contents inside.
- Flood provides flood-specific protection for members who live in a flood-prone areas and is typically not a component of homeowners insurance.
- Wind and Hail provides basic protection from wind and hail damage if such coverage is excluded from the homeowners policy (typical in beach areas).
Life and Health
- Credit Life and Disability provides insurance on most secured and unsecured personal loans to protect you and your family in the event of death or disability. LGFCU offers this insurance only when you first apply for a loan and this insurance is not sold separately.
- Term Life pays a specific amount to your designated beneficiary if you die during the policy term. LGFCU offers two types: Simple Security and Sure Term.
- Long Term Care covers necessary temporary or permanent care for someone unable to provide for their own personal care as a result of an injury, illness or the effects of aging.
Umbrella Liability
- Umbrella Liability provides coverage above any underlying policy liability limits of other insurance. This policy protects the policyholder from claims or lawsuits originating from accidents on personal property, severe auto accidents, etc.
Protect your assets now!
Get a risk-free quote Monday through Friday 8:30 a.m. to 5:30 p.m.
- Call toll-free 888.856.2350 or in Raleigh 919.857.2058
- Send a secured message via MemberConnect
- Write to LGFCU Insurance Services
P.O. Box 26807, Raleigh, NC 27611
LGFCU Insurance Services is licensed to sell insurance in North Carolina only.

