Share Secured Loans and
Share Secured Term Notes

If you just need to borrow money for a brief time and don't want to use money from your savings, LGFCU has personal loan options to meet that need.

Share Secured Loans
You don't always have to use your savings when you need funds for a short term. Consider the LGFCU Share Secured Loan. This loan allows you to borrow money and use your share acccount as collateral.

Share secured features and terms

• Your share account is held to secure the loan
• When the loan is paid off, the hold is released
• You continue to earn interest on your share account during the term of the loan
• Three terms available, maximum term of 120 months
  • Fixed Rate for up to 24 month terms
  • Fixed Rate for 25-48 month terms
  • Variable Rate for 49-120 month terms

Share Secured Term Note
For short-term borrowing, LGFCU offers many types of term notes including unsecured, share, share term certificate (STC), vehicle, DOT secured, token or stock secured. Find out which one may be a good fit for your borrowing needs!

Term Note highlights

• Rate and loan amount determined by collateral held (if any)
• Closed-end, fixed-rate
• Single payment of principal and interest made at maturity
• Maximum original term of 6 months
• Token or stock can be used as collateral or can be unsecured

Select a way to borrow smartly and securely today!

• Log in to MemberConnect
• Contact the Call Center at 888.732.8562
• Visit your local branch