Mortgage Loans

Whether you're planning to purchase or refinance a residential property, LGFCU has a loan to fit your needs.

Mortgage Application Procedures
Members can apply in person at a local branch, through the Call Center or through MemberConnect. To speed up the application processing time, the following information should be readily available:

• Names and addresses of employers for the past two years
  
• Information on all deposit accounts (account numbers, institutions, addresses, and balances)
  
• Names, addresses, account numbers and balances for all creditors
  
• A list of stocks, bonds, insurance policies with cash value, retirement funds and other investments owned and their current values
  
• Proof of income from investment and/or rental property
  
• Signed sales contract for property being purchased
  
• Last pay stub with income noted or the last two years of income tax returns if self-employed
  
• A check for the appraisal and flood zone determination