Manufactured Home Loans

LGFCU finances singlewide and doublewide manufactured homes as first-mortgage loans through our Two-Year Adjustable-Rate Mortgage or First Time Homebuyer's programs.

Specific Requirements

• LTV 90 percent or 90.1percent to 100 percent financing
• The home always must be placed on property owned by the borrower.
• The home must be on a permanent foundation with the tongue and wheels removed.
• The roof must be a sloping, shingle roof, not flat metal.
• The maximum term for a singlewide and doublewide manufactured home is 15 years.
• The home must be a primary residence for the borrower.