Simple Security
As the name implies, the Simple Security term insurance product is simple to obtain. This product has coverage amounts from $25,000 to $150,000 with issue ages from 20 to 60 and terms of 10 or 20 years.
Instant Underwriting Available through Your Credit Union
You will be surprised at how easy it is to apply for Simple Security term insurance. No medical exam is required, and in most cases, you can receive an instant underwriting decision by answering a few simple questions. Contact an insurance specialist in LGFCU Insurance Services for information and to apply for coverage.
Coverage Tailored to Your Needs
Simple Security is available for guaranteed level premium terms of 10 or 20 years followed by annually increasing rates, and for coverage amounts from $25,000 to $150,000. The maximum issue age is 60. An LGFCU insurance specialist can help with selection of an appropriate level of coverage.
Fixed Payments For The Term Of Your Insurance Policy
The amount you pay is guaranteed not to increase during the term of your coverage. You may pay premiums monthly, quarterly, semiannually or annually. For extra convenience, monthly payments can be automatically drafted from a checking account. Please note that premiums paid more frequently than annually result in higher total annual cost.
Affordable, High-Quality Protection You Can Trust
Simple Security is underwritten by Genworth Life Insurance Company.
Having adequate life insurance is one of the most important things you can do to protect the people you care about. So make time to give your family a gift of love they'll never forget.
LGFCU Insurance Services is licensed to sell insurance in North Carolina only.
For more information or to apply, contact one of our insurance specialists:
- Send a secured message via MemberConnect
- Write to: LGFCU Insurance Services
P.O. Box 26807
Raleigh, NC 27611 - Or call:
Toll Free 888.856.2350
In Raleigh 919.857.2058
Monday-Friday 8:30 a.m. to 5:30 p.m.



