Sunday, July 6, 2008
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Rules and Regulations

Share Account

The Share Account is the foundation of your membership in LGFCU. This is similar to a savings account, but called share because by having this account each member owns a share of the Credit Union.

  • Minimum Deposit and Balance is $25.00.
  • Interest is compounded daily and paid monthly.
  • Dividend Rate is set by the Board of Directors and is subject to change daily.
  • Funds can be accessed using a CashPoints ATM.
  • Can be used as collateral on Credit Union loans.
  • If balance drops below $25.00 on the statement cutoff date, a $1.00 service charge is assessed-except on a FAT CAT account.
The Credit Union has special Share accounts for different life stages. Children 12 and under can open a FAT CAT Share Account. Teens ages 13 to 19 can open a Zard Share Account and individuals 50 and older qualify for Golden Circle Services.



Fat Cat
Zard
Golden Circle
Fees
Share
Rate: 1.73
APY: 1.75
Min. Balance: $25.00
Apply Now
Interest Checking
Rate: 0.75
APY: 0.75
Min. Balance: None
Apply Now
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